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What is it?

Home insurance protects your house in case of theft, vandalism or disaster. It pays for losses and damage to your property if something unexpected happens. 


Why do I need it?

Your home is likely the most valuable asset you have and is the center of your life. The right home insurance policy can provide you peace of mind to know that you are covered when the unexpected occurs. When your home is destroyed or damaged, you want your claim settled by an insurance company that understands.

Common Questions
What essential types of coverage are included in standard homeowners insurance?

There are four types of essential coverage:

1)  Coverage for the structure of your home

2)  Coverage for your personal belongings

3)  Liability protection

4)  Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.


How much will I pay for my policy?

This will depend on which types of coverage you choose, how much you want to cover, and where you set your limits.


Sumner Insurance Services, Mid-Missouri and Sedalia’s choice for all your insurance needs, will help you find home insurance that meets your needs at a competitive price. We work with many companies so you can have quality coverage at a great price. 

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