Can you save money on your Medicare?

Let us help. Our agent consultations and enrollments are absolutely free! 

Questions about the $35 Insulin Program?

Certain plans are now participating in a program which creates an affordable, $35 copay for qualifying insulin. View a list of the insulins here. For more information about which Medicare plans are participating in the $35 insulin program, contact us now. Use our "Contact Page" or call 660-827-4598.

Questions about benefits for Veterans?

Veterans coverage just got that much better! Now you can get money BACK from Medicare with a new option that complements your Veterans coverage with no changes to your VA care. See if you're eligible to reduce your Medicare premiums. There is no cost to you. Contact us via message, or call 660-827-4598.

Ready to shop and compare plans? Want to enroll directly? We have your expert guide for finding the right plan. Use the button to view prices and benefits for various Medicare plans.

Save on medicare enrollment

Looking for advice on what type of plan you need? Want someone to walk through the decision process with you? Use the button above and an agent will be in touch shortly. There are no fees for this service. 

This button will take you to a page on our website that contains a form where your prescription medication list can be entered. Submitting this list will help our team provide you with guidance as you consider an insurance plan.

More on Medicare...

Medicare plans are frequently changing and so are your needs. Maybe your medications have changed. Maybe you're going to the doctor more. Maybe the premium or copay on your current plan has changed. This is why it's important to have an agent look at your plan to see if it still offers the benefits you need and meets your unique health care needs. Contact us NOW to schedule an appointment to review your Medicare (this appointment is free!). Or shop online by clicking here!

How often should I check my Medicare coverage? 

Your Medicare coverage should be reviewed once a year. Between changes in the market and potential changes in your life, let's make sure your current coverage meets your needs. A simple review only takes a few minutes, but can save you countless time and give you better healthcare options.

How do I prepare for my Medicare coverage review?

If you would like us to make sure that your Prescription Drug Plan or Medicare Advantage Plan will still work for you, then please follow the instructions listed here. Please send us a list of any prescription drugs that you regularly take. Even if you have previously sent us your medications, it's important you send us a current list as the plans change each year, and drugs that were covered last year may not be covered this year on the same plan.

Here's what we need you to do:

1) We now have a form on our website that allows you to type in your drug list. The form can be found by using the button towards the top of this page. Otherwise, continue to read for other options for submitting your drug list. 


2) Ask your pharmacy for a list of your medications. Circle your current medications and make a note of how often you take each medicine. 

3) If it is too difficult to get the pharmacy list, please type a list of your regular prescription medications. Include the dosage (such as 200mg), and the frequency (such as 2 pills twice a day). Make sure to notate whether you take the generic version or the name brand. 


4) Include the following information with your medication list:

             a. Name               

             b. Zip Code and County  ​ ​

             c. Date of Birth

             d. Phone Number and/or Email Address

             e. Your preferred pharmacy, or make a note if you are okay with any pharmacy 

​ ​

5) If you get a subsidy to help pay your premiums, please write that on the list.

6) Send us your drug list via one of the methods listed below

        -Mail it to 2300 W. Broadway, Sedalia,  MO 65301

        - Fax it to 660-827-4596

        - Email it to

        -Drop it off at our office. 

After your drug list has been received, we will evaluate the plan that fits your needs and be in touch.

​What is the Annual Enrollment Period?

Medicare health and drug plans can make changes each year—things like cost, coverage, and what providers and pharmacies are in their networks. There is a period of time in the fall when all people with Medicare can change their Medicare Part C (Advantage Plans) and Part D (Drug Plans) for the following year to better meet their needs. Your plan premium, deductible, and copays can change each year so it's important to be aware of the changes your plan is making for the upcoming year. It is also vital that you check what medications are covered by the plan for the upcoming year. Just because a medication was covered previously doesn't mean it will be covered the same in the future. This is why it's important you submit the above information to us in a timely manner so we can thoroughly compare plans and get you the options that will best serve your needs for the upcoming year .


 *By responding to this advertisement, I understand a sales agent may contact me by telephone, email or mail to discuss Medicare Advantage and Prescription Drug plans, and Medicare Supplement Insurance Plans

Contact Sumner Insurance Services, serving Central Missouri and Sedalia since 1980, for a no cost, no obligation visit to review your personalized options which take into account your drugs, your pharmacy and your doctors. We work with many different companies to give you choices for your insurance coverage.