Personal Insurance

AUTO

 

An auto insurance policy is a contract between you and an insurance company.  You pay a premium and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. We are here to help you determine coverage to fit your needs.

FARM

 

Farm insurance is coverage that protects against losses or damage to your buildings and structures, including barns, confinement facilities, dairy parlors, silos, portable buildings, pens, chutes and corral fencing, building materials for farm buildings and fixed irrigation equipment. This can also cover livestock, poultry and farm equipment.

UMBRELLA

 

An umbrella insurance policy is not meant to act as a stand alone policy. It is instead purchased in addition to a homeowners policy and an automobile policy. Umbrella policies have a high deductible that is meant to be covered by other insurance policies. Coverage from the umbrella policy kicks in when the other insurance policies have paid out their limits or when the liability is not covered by the other insurance policies.

CLASSIC CAR/ ANTIQUE TRACTOR

 

A car or tractor as unique as yours deserves insurance coverage that’s just as unique. We understand that your collectibles will always occupy a very special place in your heart as well as your home. Consider unbundling your regular car insurance for a collectible policy for the most affordable rates.

HOME OWNERS

 

Home insurance protects your house in case of theft, vandalism or disaster. It pays for losses and damage to your property if something unexpected happens. 

RENTERS/CONDO

 

Renters/condo insurance is an inexpensive safeguard against expensive and unpredictable incidents; it typically covers you and your personal property when you're renting a house, condo or an apartment. A policy can cover your clothes, sports equipment, laptop, TV, and more, whether or not they're inside the home.

RECREATIONAL VEHICLE

 

RV insurance covers several kinds of vehicles, such as motor homes (including Classes A, B, and C), motor coaches, and camper vans, as well as travel trailers- including campers, pop-ups, fifth wheels, mounted truck campers, toy haulers and concession trailers. With RV insurance, you can select many types of coverage, including Vacation Liability, Full Timer’s, Emergency Expense and more. Your RV insurance policy can also protect your traveling companions and your valuables when you're on a trip.

MOTORCYCLE/ ATV/ UTV/ BOAT

 

There are several coverage options to choose from when considering how to protect your boat, motorcycle, ATV or UTV. It's important to visit with an agent to learn what coverage you desire.

 

ANNUITIES

 

An annuity is a contract between you and your insurance company that allows your earnings to grow and compound tax deferred. Tax deferral is a powerful benefit you can use to help accumulate wealth for your retirement or meet other long-term financial goals.

  • Wix Facebook page

Insure your place in heaven

by trusting in Christ today

Like us on Facebook

Missouri

Association of

Insurance Agents

© 2019 Sumner Insurance Services. All Rights Reserved.