What is it?

Medicare Advantage plans are available from private companies that contract with the Centers for Medicare and Medicaid Services to provide Medicare benefits to enrollees. The plans must provide all benefits provided by Medicare. They may also provide additional benefits. Members pay the plan premium, if any. Plans may charge copayments or coinsurance amounts for various services. At the end of each year, companies offering plans may change the premium, the services offered, the service area or they may choose to leave the Medicare program entirely.

 

Sumner Insurance Services market most of the Advantage Plans available in Missouri. The availability of plans vary greatly from county to county in Missouri. We will help you look at the available plans for your situation. We know it's important to study your choices and sales material carefully before enrolling in a Medicare Advantage plan as well as compare each plan to others available in your area. If you already have insurance, do not cancel it before you receive notice the new plan has been issued and that it offers the promised benefits. The annual open enrollment period to join or leave a Medicare Advantage plan is October 15th to December 7th. Your new coverage will begin January 1st of the following year.

 

Why do I need it?

A Medicare Advantage plan can provide benefits additional to Original Medicare.

Contact Sumner Insurance Services for a no cost, no obligation visit to review your personalized options which take into account your drugs, your pharmacy and your doctors. We work with many different companies to give you choices for your insurance coverage.

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